Mortgage Underwriter
System One is partnering with a client seeking an experienced and detail-oriented Mortgage Underwriter to join their team. The ideal candidate will have a minimum of 3 years of experience underwriting Conventional, FHA (DE), and VA (SAR) loans , with additional experience in HUD-184 and USDA loans considered a plus.
Responsibilities:
Review and underwrite Conventional, FHA, and VA loans in compliance with agency and investor guidelines
Analyze credit, income, and asset documentation to determine borrower eligibility
Identify potential issues and collaborate with the loan team to develop effective solutions
Utilize Desktop Underwriter and Loan Prospector (GUS familiarity a plus) for automated underwriting decisions
Maintain high levels of accuracy, organization, and timeliness in loan file reviews
Qualifications:
Minimum 3 years of mortgage underwriting experience (Conventional, FHA, VA)
Strong analytical, communication, and problem-solving skills
Proficient with Encompass or similar LOS software required
Highly detail-oriented, organized, and adaptable in a fast-paced environment
Positive, energetic, and team-oriented personality
System One, and its subsidiaries including Joulé, ALTA IT Services, TeamPeople, and Mountain Ltd., are leaders in delivering outsourced services and workforce solutions across North America. We help clients get work done more efficiently and economically, without compromising quality. System One not only serves as a valued partner for our clients, but we offer eligible employees health and welfare benefits coverage options including medical, dental, vision, spending accounts, life insurance, voluntary plans, as well as participation in a 401(k) plan.
System One is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, age, national origin, disability, family care or medical leave status, genetic information, veteran status, marital status, or any other characteristic protected by applicable federal, state, or local law.
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