Job Description

Mortgage Underwriter – Onsite | Melville, NY

An established mortgage banker in Long Island is seeking a proactive Mortgage Underwriter to join its growing team. This is a full-time, onsite role responsible for underwriting both Conventional and Non-QM loans. The ideal candidate will bring strong Encompass and Optimal Blue experience and a solution-oriented approach to getting deals funded.

Responsibilities

• Underwrite Conventional and Non-QM residential loans

• Evaluate borrower documentation for accuracy, compliance, and eligibility

• Collaborate with the COO and team members to find solutions and move loans to funding

• Use Encompass and Optimal Blue to assess, structure, and price loans

• Ensure files are reviewed and cleared in a timely manner

• Proactively manage pipeline and escalate potential issues as needed

Qualifications

• Minimum 4 years of residential mortgage underwriting experience

• Strong Non-QM underwriting experience required

• Proficiency in Encompass (required) and Optimal Blue

• Detail-oriented, proactive, and solution-driven mindset

• Strong communication skills and ability to work collaboratively

Schedule/Location

• Onsite – Melville, Long Island, NY

• Monday–Friday, 9:00 AM – 5:00 PM

• Reports to: COO

Compensation & Benefits

• Base salary: up to $85,000 annually- not including bonus

• Bonus per closed file (TBD by client)

• Full benefits package offered

Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.

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